Highlands Ranch tops list of highest average credit scores among midsize cities in America

HIGHLANDS RANCH, Colo. – Residents of Highlands Ranch are getting the credit they deserve. 

The unincorporated Douglas County community has the highest average credit score of any midsize city in the country, according to new study released Tuesday.

The average resident has a credit score of 733, according to the WalletHub study.

Two other Colorado midsize cities, Centennial and Boulder, made the top 10 list of the highest average credit scores by size.

Here is the top 10 list of midsize cities:

1. Highlands Ranch, CO (733)
2. Naperville, IL (724)
3. The Woodlands, TX (723)
4. Centennial, CO (722)
5. Sunnyvale, CA (722)
6. Bellevue, WA (722)
7. Carlsbad, CA (720)
8. Cary, NC (720)
9. Fremont, CA (719)
10. Boulder, CO (719)

Your credit score is used by lenders to determine how risky you are when they are deciding whether to issue a new credit card, mortgage or auto loan.

WalletHub’s analysts compared the average credit scores of residents in 2,534 U.S. cities.