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DENVER -- With storms moving through Colorado on Friday, some people could see extensive hail damage. Before getting the dents and damages fixed, some may be thinking there will be more hail to come. Why not just wait? Contact7 is helping you navigate the do's and don'ts of hail repair.
"What you don't want to do as a homeowner is get the claim and do nothing with it and try to get another claim on the next storm next year that you never did anything for," said Bobby Laughlin, Senior Residential Estimator with Academy Roofing Inc. "That's running the risk of it being fraudulent and getting your claim denied."
Something else to keep in mind when looking at your options for roof repair is doing your homework to make sure the adjuster and contractor you are working with are legitimate.
"You eliminate the risk of them walking away on you and becoming a statistic with a fraudulent contractor interaction that we are littered with all over the city," said Laughlin.
Laughlin shared the following resources for homeowners to gather information in a diligent manner when dealing with hail damage:
National Roofing Contractors Association
Rocky Mountain Insurance Information Association (RMIIA) also shared the following tips for homeowners dealing with hail damage:
What homeowners need to know: Homeowners insurance covers damage from hail, fire and wind. Property damage resulting from rising water is covered by a separate flood insurance policy. Click here for more information on how to file a property claim
What drivers need to know: Hail, wind, fire or flood damage to vehicles is covered if you carry comprehensive insurance on your auto policy. Click here for more information on how to file an auto claim
Check out these links for more insurance & fraud prevention tips:
- Hail Information & statistics
- Follow No Roof Scams to learn more about how consumers can avoid being the victims of unethical roofing contractors and find reputable roofing contractors
- Colorado/New Mexico Wildfire & Insurance Guides
- National Flood Insurance Program
