Aspen restaurateur Rob Mobilian, like all others, never expected to be told to shutter his business in the face of a pandemic.
After 32 years, Mobilian on Monday closed the doors to his Piñons restaurant, laid off his staff of 45 and filed an insurance claim for the interruption of his business.
His claim was denied.
“I’m 32 years without a claim, ever,” Mobilian said. “Now they tell me the $420,000 that I’ve paid in premiums all these years, that I don’t have the coverage because it’s a virus and the policy specifically excludes virus.”
The coverage is designed to cover loss of revenue that would have been earned had there been no interruption in business had it not been for the event, such as a fire, that caused the stoppage.