We are truly living in difficult times. One of our struggles is for financial freedom. We can’t though because prices for basic commodities and mortgages keep on rising and our income barely keeps up. Even if we take out a loan, one problem is having a bad credit. If we do, getting loans is very difficult. Favorably, the industry has thought of a solution in the form of a bad credit loan. So now, people with bad credit and those people who urgently need money can turn to them for fast cash.
Therefore, in this article, we will feature some of the best bad credit loan lenders we have today. We want to warn you though, not all money lenders are out to help people. There are those looking to scam so beware of those.
#1. MONEYMUTUAL - Best No Credit Check Loans Guaranteed Approval
#2. CREDITLOAN - Top Payday Loans Online
#3. TRUE AMERICAN LOAN - Best Loans For Bad Credit Online
#4. PERSONAL LOANS - Top Emergency Loans And Installment Loans
#5. FUNDSJOY - Best Personal Loans With 24 Hour Approval
#1. MoneyMutual - Best No Credit Check Loans Guaranteed Approval
MoneyMutual is the title holder among all the bad credit loan lenders in this list. They have built a wealth of experience as a lender and they have very stable clientele. All of which have provided positive feedback on their experience. Plus, they have worked with an outstanding speaker. I am sure you are aware of him. His name is Montel Williams.
Montel Williams was a very famous daytime TV talk show host during the 1990s. His popularity was off the charts as he was approached by MoneyMutual after his stint as a talk show host. He readily agreed as their speaker and there started another great endeavor for Montel Williams.
And he did not regret representing them because the partnership was very favorable for him and the company. However, there are still people who were not happy with him being the speaker. Thus, they created trouble for him and the company saying they are not helping the people but extorting them instead.
Suffice it to say, this accusation is not true at all. Montel Williams is an epitome of a model citizen. And MoneyMutual certainly provides assistance to the needy. Thus, their reputation has reached a new level because of Montel Williams’ representation and they are now the go-to lender for bad credit loans.
#2.CreditLoan - Top Payday Loans Online
CreditLoan is next on the list, and they come in strong. This emergency loan lender has undergone a massive growth. They have surely earned their spot on this list. What’s more, they have exceptional customer service and quick turn times in their loan processing.
We will definitely follow CreditLoan’s progress. At the rate that they are now, they will keep on going and improve as a payday loan lender. This is a great time to prove their worth. Can they keep their current standing, halt their operations or will they advance and claim the number one spot after all?
#3. FundsJoy - Best Loans For Bad Credit Online
FUNDSJOY is the 3rd on our list. They are a personal loans company able to release them very fast. They focus a great bulk of their force on their online marketing. For some reason, borrowers from 25 to 45 years old gravitate to them more than all the other age groups though all their loan products are open to all. FundsJoy is an impressive bad credit loan lender, still, they are not as great as the previous lenders on this list.
This growing company is certainly worth our attention. Because of how they are expanding, those in observance of the money lending scene are interested to know if they will soon beat the current number one on this list - MoneyMutual. Or because of the sudden increase of their business, will they cease all operations and focus on the current number of loan applications?
We can only wait and see how it goes. Clearly, this personal loan lender is a crowd favorite. And very much able to give out emergency loans.
# 4. TRUE AMERICAN LOAN - Top Emergency Loans And Installment Loans
True American Loans is our 4th bad credit loan lender. Their goal is to get bad credit loans only to true Americans - just as their name suggests. This company understands who their customers are. Their customers are proud Americans who are in search of the best bad credit loans in America.
True American Loans is very prominent to their borrowers because of the extensive list of emergency loans they can offer. Such loans are outlined below:
- Bad credit loans
- Payday loans
- Loans for bad credit
- Short term loans
- 24 hour loans
- $500 loans
- $400 loans
- $300 loans
- $200 loans
- $100 loans
- Instant loans
- 48 hour loans
- No credit check loans
- Direct lender loans
Comparing their breadth with MoneyMutual is futile. But their goal is not to beat MoneyMutual at this time. They are focused on their target - the true Americans looking to get their personal loans.
#5. PersonalLoans.com - Best Personal Loans With Guaranteed Approval
PersonalLoans.com - Is named not because of Christmas but of what it represents. That it can be Christmas all year round. Yes, with this company, their borrowers get to experience the said holiday every day of the year. We have researched their performance as we’re curious if what they claim is true but we are impressed. Indeed, their business is still very active even in the summertime!
This just signifies that people care more not on the name of the service they get instead!
This payday lender is a trustworthy company, you will never regret working with them. Their reputation is even with all the others on this list. If you find yourself considering borrowing loans up to $5000, then don’t hesitate and use this company.
#6. FundsGift - Best Personal Loans Online Guaranteed Approval
FundsGift is a newly added bad credit loan lender in the money lending business. But do not underestimate them, with the degree of their expansion you would think they have been in the business for a very long time. Some even say they have the capability to make it to the very top of this list.
Their rapid expansion should be associated with how they process their loans. They do have very little time frame for loan approvals. Furthermore, their loans are very attainable with minimal requirements.
Which poses this challenge: with their current success, how soon will they advance and be the number one emergency loan lender?
At this, time will surely tell. We can’t know for now. We will certainly keep tabs on them and see if they really have what it takes to claim for themselves the very top of this list.
FundsGift are experts in the bad credit loan space. They specialize in providing the following:
- $500 loans
- $300 loans
- Instant loans
- 24 hour loans
- No credit check loans
- Loans for veterans
Conclusion: Short Term Loans and Installment
MONEYMUTUAL - This is a wrap. We have presented you with the top 13 bad credit loan lenders in America.
We aimed to provide you the knowledge necessary in order to help navigate your way through your bad credit loan journey and we hoped this has been invaluable for you.
The decision is up to you now. Are you ready to take your emergency loans? Backing you up is this great list of bad credit loans lenders to choose from.
May this be your light as you take your very first step in taking your payday loan.
In case you are unsure which lender to go for, we strongly recommend you to work among the very best of them all - MoneyMutual.
Visit their official website and apply for a bad credit loan today.
Bonus Content: ZippyLoan
ZippyLoan - If you're considering taking out a payday loan, be sure to do your research and understand all the terms and conditions. Payday loans can be very expensive and can put you in a cycle of debt if you're not careful. But if used responsibly, they can be a helpful financial tool. Just be sure to borrow only what you can afford to pay back, and make your payments on time.
Whether you're looking for a personal loan to consolidate debt or finance a large purchase, Zippyloan is a great option to consider. With competitive interest rates and a simple online application process, Zippyloan makes it easy to get the money you need. Best of all, you can get pre-qualified for a loan in just minutes. So if you're in the market for a personal loan, be sure to check out Zippyloan.
Bonus Content: VivaLoan
VivaLoan - If you're looking for a personal loan, Vivaloan is a great option. They offer competitive rates and have a wide range of loan amounts available. You can apply for a loan online in just a few minutes, and if you're approved, the money will be deposited into your account quickly. Plus, there are no hidden fees or prepayment penalties. So if you're in need of some extra cash, Vivaloan is definitely worth considering.
• Fast and easy application process
• Get up to $1000 within 24 hours
• Bad credit is OK
• No faxing or collateral required
• 100% confidential
• High interest rates
• Short repayment terms
• Can be difficult to qualify for